Our Payment Options

Credit Cards 

Many people prefer paying with credit cards than any other payment method as they are convenient and safer to carry around.

Several credit card companies offer many attractive benefits on transactions. Paying for dental services through credit cards not only fix your dental problems, but can also help improve your credit. The two most common dental treatments that are paid for through credit cards are cosmetic treatments and surgical procedures, such as extractions.

We accept the majority of credit cards to provide the maximum convenience.


Approximately 42% of all dentistry payments are made through cash and direct payments. This is because many patients find it convenient to pay in cash and clear the transaction fees upfront. It also saves the individual from going through their insurance company to have the dental costs covered.

It is also common for patients to pay for half of their treatment in cash and have the remaining portion covered through insurance. However, this should be approved before beginning your procedure.

Personal Checks

Since many service providers don't accept personal checks anymore, it is recommended to verify if a dental office accepts this before the appointment.

If you need to use a personal check or make a bank transfer, our office is happy to provide you with all the necessary details needed, including receiver’s name, account number, etc.

Dental Insurance 

To better assist patients, our office in St. Joseph also processes treatment compensations through dental insurance.

As this method of payment has a few additional details that need to be dealt with before the payment is transferred, it is suggested that you verify with your insurance provider before beginning treatment.

It is important to make sure your insurance plan is currently active since many polices go into effect after several months of application approval. We advise that you ensure that the treatment you will be receiving is covered by your insurance company.

Apart from settling details with the providers, we also recommend that you confirm with our office that your insurance coverage is accepted. Some insurance companies may not be registered with our office.

In some cases, your insurance may allow you to pay in cash, then offer a reimbursement after the appointment.

Many people find it difficult to understatnd the insurance payment process. In order to help , our Cook Crossing Dental Care is located at St. Joseph and we will clear up any doubts you may have.


Our office accepts CareCredit, a healthcare credit card that is used to pay for out-of-pocket expenses not covered by dental insurance. CareCredit is subject to credit approval, but once you are accepted, you can use it again and again. CareCredit is a great option if you're on a budget, in that you can pay for your dental expenses in installments. Ask us about CareCredit today! Applying is easy, and we are here to answer any questions.

Apply for CareCredit


Medical insurance is definitely an important tool for effectively managing your budget. Insurance companies cover most of your health expenses, saving you from paying out of pocket. 

Many individuals back out of dental treatments because of the presumed high costs.  Our office in St. Joseph makes sure that everyone is properly guided through all available payment options.

There are several methods of payment that can be used for our dental services. Many people prefer paying in cash, while credit cards are also commonly used.  Dental insurance helps cover many dental procedures.

Below is a quick overview of all the payment methods available at Cook Crossing Dental Care in St. Joseph.

Many individuals assume dental treatments are extremely expensive, and as a result, back out of recommended dental treatment. We have a variety of payment options available in our St. Joseph office.

Our dental services can be paid for with a number of payment options. Most people prefer to pay their expenses in cash, although, there are customers who prefer to pay with credit cards instead. Fortunately, many dental procedures are covered by dental insurance.

There are different payment methods available at Cook Crossing Dental Care in St. Joseph and the following section provides a quick overview of these payment methods.

If you would like to schedule your dental appointment, you can call at 816-232-8500 or visit us today at our office. We have a dedicated team to answer any of your questions.